Sears MasterCard Payment Online

January 30th, 2010

Sears MasterCard Payment Online – Pay with Confidence

First issued several years ago as Sears finally decided that they were losing money by not accepting other major credit cards the Sears branded MasterCard can be used anywhere that accepts MasterCard unlike their store card. When first introduced you could make a payment in the store or via the postal service when your bill came in. However like most major credit cards you can now pay your Sears MasterCard payment online.

There are two good reasons to make your  payment online, the first is time and money. By using the Internet to pay your bill you are reducing the amount of paper that must be used to create your bill. While this may not seem like much, by the time you multiply your bill by the thousands of others who choose to go with the paperless payment you are saving millions of trees and dollars every year. This is a great thing for the ecology as our planet is struggling with global warming and needs to save as many trees as possible.

The other good reason is time, if you have to wait around for your monthly bill to arrive in the mail. You then use more paper to write a check and put it in an envelope and have to pay for postage to send it back. You then have to make sure that you get the bill back into the mail in time to arrive at the payment center and be processed before it is late. Most of us have problem remembering to do this and being able to make your Sears MasterCard payment online takes all of this stress, time and money wasting out of the picture.

To make your Sears MasterCard payment online you simply go to their website and log into your account and click on the make payment button. Along with being able to make your payment online you can take a close look at your recent statements so you can track your spending habits. You can set up automated payments and update your personal information if you move or change your telephone number.

While many people worry about the security of making their Sears MasterCard payment online, the card is issued through Citibank and is protected by their Citi Identity Theft Solutions program to ensure that if anything does happen and your card is used fraudulently you are covered for any charges made while an Identity Theft Specialist works to try and track down the thief. Your Internet access and the transfer of information is protected by 128 bit security to allow you to pay with confidence.

Sears Credit Card

December 25th, 2009

There are so many good reasons to get a Sears credit card, that it is difficult to know where to begin. Did you know for example that Sears is the U.S.A.’s 4th largest retailer because it has 3,800 full line of specialty retail stores in both Canada and the United States

Sears card has 4 different types, including Sears card, Sears gold mastercard, Sears commercial one card and Sears home improvement account. Each of them has their own unique and special features. The most advantage of Sears card is that exclusive cardmember-only sales and special financing offers throughout the year with savings on Kenmore appliances, Craftsman tools, and name-brand home electronics.

Interestingly enough there are millions of Americans who use Sears credit cards to shop on Sears online as well as in Sears stores, but unknown to many of them, there are numerous benefits awaiting them if they used a Sears card to shop at any Sears store, and now even at Kmart stores as well.

Once you have a Sears credit card, you will be able to get special discounts, as well as various Sears card reward points redeemable at Sears stores with which to purchase items. Though Sears Choice Rewards are only available to those with a Sears Gold MasterCard. All of the Sears cards are safe too, since they are a joint venture between Citibank and Sears Holdings.

The attracting points of Sears gold mastercard are earning one Sears Choice Rewards point for every dollar you spend in eligible purchases and $0 Liability on unauthorized purchases. While if you choose Sears commercial one card, you can organize expense tracking and simplify record keeping without annual fee. Choosing Sears home improvement account means that you can make payments monthly and count on their customer service anytime you want.

For your convenience, payments for your Sears card may be made by in person, mail, or online if you wish. Applying for a Sears Credit is very easy it can be done in person at any of the Sears locations nationwide or if you prefer you can visit the Sears official website and fill out the form for a Sears credit card online.

Sears MasterCard Login

September 1st, 2009

Sears MasterCard Login – Go direct to website and enter your user ID and password in the spaces on the left to access your account, check balance, see payment due date, pay your Sears Master Card bill, etc. The security check was originally done face to face, making the bank responsible for verifying the customer.

You can transfer balances to your Sears Gold MasterCard. Simply login to Account Online and select Transfer Balances under the Manage My Account menu, then choose Request a Transfer(s) and follow the instructions. Or, when your card arrives, use your telephone to call the number that is provided with your new card. They’ll contact your other lenders and move those balances to your new Sears Gold MasterCard if you qualify.

In recent years online shopping has become part of your life and competes head on with more traditional ways of shopping for everything from groceries through to travel. Despite the rise in online shopping there are often fears of personal data falling into the wrong hands and the risk of credit card fraud occurring. While everything carries a risk, shopping online should be relatively safe providing you follow this tip to keep your details in the right hands.

Be aware of email scams designed to part you from your mastercard information. Email scams that are designed to gather personal information such as username, passwords and credit card details are known as phishing emails. The plan is that thousands or hundreds of thousands are sent out in the hope of reeling in unsuspecting victims and getting them to part with confidential information. The emails seem to be from well known companies and can look quite convincing. However, legitimate companies including all banks will never send you an email with a link requesting your username, password or credit card details. If in doubt, type the website of the company it relates to directly into the browser rather than following the email link.

sears mastercard

August 17th, 2009

Improve your life with quality products you merit. Using your Sears mastercard to shop at Sears and Kmart stores has never been easier! Take great deals on KenmoreTM refrigerators, microwaves, washers and dryers, Craftsman tools and so much more! You will collect valuable Sears Club Points for almost every $1 you charge to your Sears Master Card

There are several different great reasons for applying for this card. One of these reasons is that a  card will give you no annual fees. Another reason why you might think about applying for this card is that you can purchase what you want and pay monthly with a minimum payment due. Many times It gives 0% financing and exclusive cardholder only sales through out the year. When shopping with your  card you will get many great money saving offers.

The Sears Mastercard holders also gain the benefit of Colors Rewards Program. Cardholders earn two color points for every dollar purchase at Sears and one color point for every dollar purchase at other shops. Customers gain the advantage of earning color points not only at local Sears store but also at millions of stores all over the world. The Cardholders enjoy special Sears Offers and promotions and get invitations to the events which give them chance to collect more color reward points. You can redeem your accumulated color points for Sears Merchandise, Sears Travel or for the other rewards.

The Cardholders have the option of adding Chase Account Balance Protector Plan to the card account for security purpose. By opting for this plan you can gain coverage up to $10000 in case of involuntary job loss, disability, hospitalization and other crisis. To get benefit of this plan you have to pay only $0.99 per $100 of the monthly outstanding balance on the card. So, anyone, having zero outstanding balance in a month hasn’t to pay for the Protector Plan that month.

Sears accepts returns without a receipt when buy is made with the sears master card. And some times if you forget your card, they will give you a temporary shopping pass. The card holder can go online 24 hours a day, 7 days a week and manage your account and pay your bill in the online account centre. This convenience alone will save your money and time.

You can be used at any sears store location for worldwide. Also, it can be used for catalogue shopping from the convenience of your own home. You can go with internet to shop from sears via the online. The options are all available when you have this card.

Filling the application out is simple this can be done at any Sears location or by calling and requesting an application via mail. The other simple and quick way is by filling out an online application via the Internet. You could get the answer within minutes.

When applying for a department store credit card, it’s important to find one with reward programs, low interest rates, and low or no annual fees. If your department store credit card doesn’t give these features, you might want to consider consolidating your credit card debt or switching to a better card. If you’re looking for an exceptional department store card, the Sears Gold MasterCard is an excellent one.

Sorting Out the Best Credit Card Offers

October 10th, 2010

Despite the recent credit crunch or perhaps because of it the number of credit card companies sending offers in the mail and by email seems to have increased exponentially in the last year. It seems like you can’t go to your mailbox or open your email box with several offers a day sometimes.

In order to find the best credit card offers, you will need to decide what you are looking for in the card. This includes not only the interest rates you are willing to pay but, the fees and miscellaneous charges as well as any rewards programs you are interested in.

Everyone has their own ideas as to what constitutes the best credit card offers, bases on their particular needs. For example if you are the type of person who pays there credit card bill every month and never carries a balance, the interest rates are likely to be far less important to you than the monthly or annual fees. Those who carry a balance on the other hand may find that low interest rates are far more important.

Many of today’s credit cards come with some form of a reward program such as air miles, discounts on new cars or cash back. Here again you will need to think about which of these rewards you are most likely to use. At this point you should be prepared to do a little extra research to see which if any of these offers are something that you can use, whether their terms and conditions are verifiable and that they are not so unrealistic that you will never be able to reach the point of being able to use them.

The vast majority of credit cards all come with a slew of monthly and annual fees that must be paid and then there are over limit fees, late payment fees and cash withdrawal fees. Many of these fees have gotten out of control. The lower your credit score is the higher these fees are and even the best credit card offers can seem outrageous when you have a low credit score.

Here the only thing you can do is compare the rates of several different credit card companies and try to pick the one that offers the lowest fees and interest rates to rebuild your credit rating back to the point where you can start look at the best credit card offers and find ones that have much lower interest rates and fees. Once your credit score is in the high 600 range you will begin to qualify for better and more affordable credit cards.