Start rewarding yourself with one of mastercard’s richest rewards programs. When you get your Sears Master Card, you are automatically enrolled in Sears Club. You’ll collect valuable Sears Club Points per $1 you charge to your Sears MasterCard.

Reward yourself every time you use your Sears MastervCard for everyday purchases. Visit the website often to check your point balance and to review the latest collection of rewards, including featured rewards at discounted point levels. Redeeming is simple! Choose from Sears & Kmart gift cards, restaurant gift cards, home accessories, the latest in electronics, travel and more.

If you are a member of the Sears Choice Rewards program with no membership fee, you earn 1 point for every dollar in eligible purchases charged to your Sears MasterCard card. Some restrictions apply. Read Sears Choice Rewards Program Terms and Conditions for full details. If you are a member of the Sears Choice Rewards Select Program for Select Members that has an annual membership fee, every time you use your Sears MasterCard card you earn 2 points for every dollar in eligible purchases at Sears and Kmart, 2 points for every dollar in eligible purchases at grocery stores, gas stations, and drugstores, and 1 point for every dollar in eligible purchases everywhere else MasterCard credit cards are accepted.

Your Points are valid for a minimum of three years. Points will expire on the third anniversary of enrollment after your purchase. However, if they terminate the program, you will have 90 days from the program termination date to redeem accumulated Points. If your membership is terminated, or if you decide to cancel your membership in Sears Choice Rewards, all collected Points will be forfeited.

Redeem your Sears Choice Rewards Points on searschoicerewards website by clicking on Gift Card/ Certificates, Travel, or Merchandise under Rewards on the navigation bar. You may also call 1-888-846-7928 to speak to one of their associates. Get your Username and Password by clicking Enroll Here on the navigation bar. This grants you access to check your point balance and redeem points online.

Sears MasterCard Login – Go direct to website and enter your user ID and password in the spaces on the left to access your account, check balance, see payment due date, pay your Sears Master Card bill, etc. The security check was originally done face to face, making the bank responsible for verifying the customer.

You can transfer balances to your Sears Gold MasterCard. Simply login to Account Online and select Transfer Balances under the Manage My Account menu, then choose Request a Transfer(s) and follow the instructions. Or, when your card arrives, use your telephone to call the number that is provided with your new card. They’ll contact your other lenders and move those balances to your new Sears Gold MasterCard if you qualify.

In recent years online shopping has become part of your life and competes head on with more traditional ways of shopping for everything from groceries through to travel. Despite the rise in online shopping there are often fears of personal data falling into the wrong hands and the risk of credit card fraud occurring. While everything carries a risk, shopping online should be relatively safe providing you follow this tip to keep your details in the right hands.

Be aware of email scams designed to part you from your mastercard information. Email scams that are designed to gather personal information such as username, passwords and credit card details are known as phishing emails. The plan is that thousands or hundreds of thousands are sent out in the hope of reeling in unsuspecting victims and getting them to part with confidential information. The emails seem to be from well known companies and can look quite convincing. However, legitimate companies including all banks will never send you an email with a link requesting your username, password or credit card details. If in doubt, type the website of the company it relates to directly into the browser rather than following the email link.